EFFECT OF GOVERNMENT POLICY ON HOUSING PROBLEM IN NIGERIA
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EFFECT OF GOVERNMENT POLICY ON HOUSING PROBLEM IN NIGERIA
ABSTRACT
Housing challenges include a lack of housing units, which has resulted in overcrowding in houses and communities, as well as an increase in the need for infrastructural facilities. The main topic of this study is the impact of government policies on Nigeria’s housing problem.
The sample was generated using a judgmental sampling strategy, and data was collected from (100) respondents using questionnaires. The questionnaire data was examined, summarised, and interpreted using total scores, simple percentages, and Chi-square. The hypothesis was tested at a 1% level of significance.
The findings indicate that government policies have an impact on sustainable housing delivery, while population growth has an impact on sustainable housing delivery.
Based on the findings, it was advised that the government construct model housing estates for low-income people and pursue an aggressive house ownership strategy backed up by extremely good home ownership programmes.
CHAPITRE ONE
INTRODUCTION
1.0 Background Of The Study
Housing is a word that is used in many societies but is frequently misinterpreted, particularly in terms of its technical definition or meaning. Housing is thus considered not only as a shelter and its supporting infrastructures, but also as an evolutionary and participatory process. Human settlements are formed by a complex system of interactions between institutions and residents.
Housing consists of more than four walls and a roof; it also involves supporting infrastructure such as water supply, electric power, roads, shopping centres, recreational facilities, and a safe and enabling environment.
Furthermore, the housing sector includes institutions such as housing corporations, mortgage banking institutions, developers, estate agents, purchasers, and sellers. Housing impacts everyone in every society, especially the homeless and indigent.
Housing can also be defined as lodging that includes all essential supplementary services. Housing is one of the three most important aspects of human survival, with major economic, social, cultural, and personal significance. Policies, innovation, and the ability to protect the environment have all had a significant impact on housing production (Ezengu 2000).
All social services and utilities that make life meaningful and the environment habitable are included in housing. The issues affecting readily available housing in Nigeria are massive and complex. These issues in most of Nigeria’s urban cities include the availability of housing units, both in terms of quality and quantity,
which has resulted in congested homes and communities, as well as the ever-increasing pressure on infrastructural facilities, which will rapidly deteriorate. The situation is even worse in rural areas,
where the quality and quantity of dwellings are both quite low. Infrastructure such as power, roads, water, drainage, and all other components of housing are readily available.
In Nigeria today, more than 7 out of every 10 people live below the poverty line, and 9 out of every 10 are in the low income group; as a result, these people are unable to provide for themselves and are either homeless or live in substandard housing.
The government has numerous regulations in place addressing public housing delivery, but poor implementation made it impossible to reach the 12-14 million housing unit requirement (Balogun, 2007).
Housing policy is a written document that typically includes particular objectives, methods, and programmes aimed at solving housing problems or meeting a country’s ever-increasing housing needs and demands.
Housing policy should include the government’s viewpoints, policy objectives, tactics, and programmes targeted at resolving a country’s housing challenges.
Housing policy are frequently associated with housing programmes. Housing policies are analogous to principles, whereas housing programmes are analogous to practises (Ezenagu, 1998).
Again, husing policies can be compared to theories, while programmes are more practical; both are focused at resolving specific husing issues plaguing a given country or society.
1.1 Statement of the Problem
It has been noticed that the majority of people are living in substandard housing or are completely homeless, even in urban regions, let alone rural places. Despite all government attempts to provide housing for the public, housing in Nigeria is generally inadequate and of poor quality and quantity.
1.2 Objectives of the Study
The overall goal of this study is to illustrate the impact of government policies on Nigeria’s housing problem. The exact goals of this research are as follows:
i. investigate the impact of government policy on the delivery of sustainable housing in Nigeria.
ii. identify issues impeding housing delivery in Nigeria.
iii. investigate the impact of population growth on sustainable housing delivery in Nigeria.
iii. investigate the significance of quality housing delivery on people’s living standards.
1.3 ResearchQuestions
The following research questions have been developed based on the study’s stated objectives:
i. How do government policies affect the delivery of sustainable housing in Nigeria?
ii. What are the issues impeding housing delivery in Nigeria?
iii. To what extent does population growth affect sustainable housing delivery in Nigeria?
iv. How significant is decent housing delivery to people’s living standards?
1.5 Research Hypotheses
1. Hello: Government policies have an impact on the delivery of sustainable housing.
H0: Government measures in Nigeria have no effect on the delivery of sustainable housing.
2. Hello, the increase in population has an impact on the delivery of sustainable housing in Nigeria.
H0: In Nigeria, population growth has little effect on sustainable housing delivery.
1.5 Significance of the Research
With the tremendous impact of good housing delivery to Nigeria’s standard of living. There has not been much research on the effect of government policy on Nigeria’s housing problem; this study seeks to address that gap.
This research is likely to benefit the government, educational institutions, housing development companies, and the general population.
1.6 Scope and Limitations of The Study
The research focuses on the impact of government policies on Nigeria’s housing problem. As a result, the study is limited to Lagos State.
1.8 Limitations of the Research
Constraints are to be expected in a study like this, especially in this part of the world where research awareness is just beginning. The limits for this research are as follows: a scarcity of good materials.
Even where the materials are available, they are commercialised, costly, and difficult to obtain. Time was of the essence for conducting such arduous study, and money was also a major limitation.
1.8 Definition of Terms
A house is a structure designed for people to live in, typically for one family or a family and lodgers. A home is a construction or structural edifice composed of walls with foundations, floors, roofs, and so on.
Housing is a complicated network of interactions between institutions and individuals that shapes human settlements.
Housing policy is a written document that usually includes particular objectives, methods, and programmes aimed at solving housing problems or meeting a country’s ever-increasing housing needs and demands.
Housing Market: This is a market in which housing goods and services are sold and bought as a result of their demand and supply.
Housing Quality: The condition, character, or standard of housing in comparison to acceptable criteria.
Housing funding: Finance essentially means housing or real estate development funding. It also refers to or comprises the source of the financing, the management of the finance, and all operations related to the source, management, procurement, and utilisation of such finance, as well as its repayment.
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